Well, two of my three readers this week innocently asked me where I had been. Here's the truth: I originally started this blog many years ago with Bliz in mind. She was my imaginary reader. (She is also my bookkeeper.) Then one day many years ago when I was feeling slightly vulnerable, I told her about this site. And, for about a year, she was my only reader. This was back in the olden days of the 2000s.
Technology being what it is, I now pretty much communicate with Bliz every day. However, we rarely talk about Alabama. Frankly, I have been avoiding Alabama (until this week) and would much rather discuss boys with her (nothing has really changed in the past 30+ years--except our "boys" are currently 16 and 12).
The other reason--and this one is slightly more of a concern, is that Marty Sunshine did something to my computer, making it necessary to hire a shaman and for me to become proficient in technological mumbo-jumbo in order to log into this site. If you are reading this blog, it means the money paid to the shaman was well spent--which is good, because I need my blog-therapy right now more than ever.
To ease you back into the drama of my accidental business, the mortgage that was called due a few months ago, is still called due. Although Marty and I have sent over everything they have requested to the bank, including a DNA sample from our cat, we are getting stupid requests from these folks. Now they want to see more papers. Though we sent them our tax statements for the past three years, they want to see them again. But this time, they want us to sign them. "They are signed," I pointed out to Marty. "We had to sign them when they were filed. Where are we supposed to put this new signature?"
He didn't have an answer to that.
The mortgage company also wants to see bank statements to bank accounts we don't have. Of course, the sane course of action would be to call the person who is requesting these items and explain their demands are slightly unreasonable and downright silly. But we aren't given a name, phone number or any type of distinguishing characteristics to find said, "mortgage representative." We are given a fax number, and asked to kindly turn in the papers of their choosing right about now. So, tomorrow I will fax over whatever they are asking for to make them happy--or at least what will make them be somewhat agreeable.
I really am not feeling totally reasonable right now. Personally, I would like to include in my communications, what exactly happens if we don't comply with their demands? However, Marty is asking me not to mention this little item. He is suggesting it might be a teensy bit argumentative, perhaps it is because I use a slightly more colorful vocabulary when he and I broach this topic in the privacy of our home.
Here is my G-rated reasoning for my question. The mortgage company can't take the house. This is a second mortgage. All they can do is put a lien on the property--which they already have in the form of a mortgage to begin with. So, even if we jump through these hoops and they are unsatisfied, I am pretty sure we will be at a stalemate.
Thursday, December 04, 2014
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