Monday, July 25, 2011

Unfinished Business

Note: In the event you find this post offensive, my apologies. I don't wish to dishonor Jon's memory or the mourning process--he truly was a wonderful man. However, as this blog is the day in the life of running an accidental business, this is part of a day in the life. It isn't fun and I seriously wish I wasn't doing these tasks. But, this is what I am up to.

I've lost two special people in the last three weeks through untimely, senseless deaths. Both ripped me up. Death is a natural process, but sometimes through unnatural means. And yet, we the living are left to sort out and find meaning for what is left. Even if there is no meaning.

I had breakfast with Diamond Jim on Thursday. Our usual Harry Potter book club and Diamondbacks discussion was marred with my questions: what do I do now? I have unfinished business. And, in this case, I mean just that--business. Attorney Jon was supposed to handle two things for me that I am not sure he did.

And, given Attorney Jon was a one-man show, I don't know where to proceed. What do I do? And exactly what is the etiquette here? When can I ask Legal Eagle to take care of these things? I can't wait too long, because someone is going to go through his office. I need her find what Attorney Jon didn't do before someone comes along and my paperwork is lost in the shuffle.

And for that matter, how do I find the paperwork? Attorney Jon had the originals. He also had a wonderful paralegal. Will she go through his papers? How do I get in touch with her? And precisely when is the appropriate time to try to leave a message for her? After all, technically she doesn't have a job any more.

Worse than that, Legal Eagle and Attorney Jon were friends. So I have to burden her with the added work when she is grieving. It seems heartless.

All of it.

Wednesday, July 20, 2011

Jon

I spoke with Legal Eagle briefly yesterday. Through our tears, we talked about how much we loved Jon. Everyone loved attorney Jon. I wish you all could have met him. He truly was a shining star, far above the others. He was a man of great character. He once told me his father told him to always shop at businesses that display the American flag. He said, "Those are businesses who understand we are in the land of opportunity." I am blessed to have known him.

This was in the Birmingham News today.

Tuesday, July 19, 2011

Horrible News

Some days just totally suck. Today is one of them.

My dear Attorney Jon passed away yesterday. He left behind a wife and five daughters.
Rest in His peace Jon.

Monday, July 18, 2011

A Small Price to Pay

So, Katie and Cole are looking to purchase a rental home. Luckily for them, they have found one. And, as luck would have it, there is a ready-made tenant in place.

Tammy and her seven year old son have lived in this home (under another landlord) for six years. They pay the rent on time. They take care of the home. The son goes to school just five minutes away. Grandma and Grandpa live around the corner and have watched the son since birth.

Currently Tammy is paying $800 a month. Truly a steal. This house could rent for much more. Tammy has told me she can swing $900.

Katie and Cole are buying this home for cash. Their monthly outlay (with home owners' association dues, taxes and insurance) is under $200. They want $950 a month. What did I think?

I think we are talking about $50 a month, or $600 for a year. What I explained to Katie and Cole was just that. What were they getting for a "loss" of $600? They have a tenant who hasn't moved in six years. Tammy takes great care of the home. She has put down roots and is truly happy where she is.

Meanwhile, Katie and Cole don't have a vacant home from the time Tammy moves out until a new tenant is found. They don't have to screen prospective tenants. They don't have to take a chance on a new tenant who might not be so kind. Katie and Cole don't have to pay for general maintenance and clean up when Tammy moves out. And, I assure you, the repair for the television Tammy currently has mounted to the living room wall will cost a good portion of the $600 they are "saving."

Conversely, what if Katie and Cole just came right out and asked for the additional $50 a month? Tammy might just pay it. But what if Tammy isn't stretching the truth?

I am convinced more drama takes place over a tenant living outside their budget than necessary. The tenant wants to stay. The tenant (normally) doesn't want to disappoint. The additional money troubles more often than not become the landlord's burden. And trust me, landlord's don't want to deal with a tenant's burden.

In this case, I happen to believe Tammy. I met her on Sunday. She and I were discussing baseball and she casually mentioned she cut her cable cut off because it wasn't in her budget. I saw the coupons sitting around the counter. Though we didn't talk outright about her rental situation, the conversation turned to the economy and her current state of affairs.

Tammy isn't a victim. She is trying to make it. She doesn't want to uproot her son. When Katie and Cole met her Sunday as well, they saw the same thing and they saw my point: $50 a month is a small price to pay to have a stable, long-term tenant.

Saturday, July 16, 2011

Dream A Little Dream With Me

This is where I want to be right now.

 
This island is on the Gulf side of Flordia. You can only get there by boat or by plane. The beaches are pure white. The water is blue--not mucky ocean water. But blue.
 
There are no cars on the island--except the fire department. They have two trucks. And a boat.
 
Marty Sunshine's uncle lives here. Uncle Sunshine is the greatest human being in the world. Being around him inspires me.
 
 



I really want to go on vacation this year.
 
Really.
 
Really.
 
Really.
 
 
I would even suffer through seeing the over-stuffed commericalized mouse in Orlando just to go here.
 
 
This week I paid all of the home owners' insurances for our accidental business on my credit card. The LLCs have reimbursed me. Why? My credit card gives me frequent flyer miles for my (hopefully) vacation. 
 
I'm crossing my fingers and toes for a Decmeber vacation.

Friday, July 08, 2011

Surprise

So, it appears Ms. Robin is moving out. This comes as no surprise to me. She has been struggling to make the rent for the past year. Last week she came to this astounding revelation and took the time to share it with me on Thursday.

The funny thing was she would have come to the astounding revelation with or without my help. She was getting served by Carolsue on Monday--only because I figured it would take me until Sunday to catch up enough to make it happen.

There was a time when this was a no-brainier.  I (with Carolsue's help) get it rented, deal with tenant screening drama and a new person to write about would emerge. Not this time.

This time, I am letting Kirby handle it. There is still drama, but I don't have to be in the front lines. I don't have to answer the calls from the throngs of Birmingham's soon-to-be homeless wondering if I will accept king cobras, space aliens and Dodger's fans (no, yes as long as they have a job and NO WAY).

That is of course, if Kirby will take this home--because he still has yet to call me back. But no matter. I will probably loose track in a day or so, and by the time I get around to fretting that I haven't heard from him, he will be on my phone. Kirby's good that way. And I will be the one suprised.

Thursday, July 07, 2011

Silliness

"That's silly," was the response from Bliz, when I told her what I had to do to avoid spending $11.95 per month in fees for one of our bank accounts. And, yes, the end result was silly.

You see, my bank has started charging business accounts this fee if they don't keep a minimum balance or pay three bills out of the account every month. For my other business accounts, it isn't a problem. For the account for the LLC we have with Jack, it is not going to happen. We have one house. We pay one mortgage every month (when the AC goes out or there is a minor snake infestation maybe another bill or two). That's the extent of it.

When I told Marty Sunshine of this, he said a lot of non-sunshiney type things and threatened to close shop at this bank. However, this bank has two things going for it. One: it has locations in Alabama and Arizona. And two: it has lower fees than other banks with locations in both places (are you listening Well's Fargo and Bank of America???).

My favorite bank manager, Jenny, who is now on her third branch since we met, helped me out by opening up a personal checking account. This simple little change should eliminate these fees.

Of course, I won't get all the additional business perks like.... um.... oh yea! like free cashier's checks (which I have never used). I will also have the added benefit of trying to explain to Jack--who is a signer on the old account--that he can be a signer on the new account by jumping through an amazing number of hoops.

Hopefully he won't think the whole thing is very silly.

And as a public service announcement:

I would like to point out if you are looking to rent a moving truck, and you opt to be totally nasty to the moving truck employee on the phone--who, by the way, is holding your entire future in your hands--you might end up being transferred to the wrong number or to a location where the employee is totally aware that particlar location is closed for the day.

The only reason you are transferred to one of the above locations, dear nasty customer who wants a moving truck and decides to call the employee trying to help you a "half-wit minimum wage grunt" is because the phone line at the location in the far reaches of hell is busy. I'm just saying...

Not that I would do something so unprofessional. But there are others who might.